General knowledge
There are more than 100 world known
personalities on this painting.
If you can name a
minimum of 25, you may consider yourself a well-informed person.

Body Building

Body Building

The Gold's Gym Guide to Getting Started In Bodybuilding provides newcomers with a sound, systematic approach to realizing their muscular potentials through proper weight lifting. Designed to get beginners motivated and keep them motivated while providing them with a solid foundation on which to build, it:

Coaches readers in bodybuilding fundamentals, such as proper form and the best numbers of reps and sets.

Describes specialized routines for different muscle groups
Provides step-by-step instructions and dozens of charts, graphs, and checklists.




















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Urdu SMS

Uff plzz plzz aur karo naaa
dabao naa, zara zor se
aisa karo apni shirt nikalo
apni pant bhi nikal do
meri saadi bhi nikal do
ab zorse dabao aur dabao naa
bahut tight hai plz.
aur Zorse!plz karo naa plz......,
ho gaya na suitcase bannd.


1 girl ask 2 pappu : woh kia hai jo cow k paas 4 or mere paas 2 hain?

pappu : legs

Girl : woh kia hai jo tumhari pant main hai aur meri pant mein nahi hai?

pappu: paisay

Girl : woh kia hai jo log din main karne k bajaye ko raat bistar pe kartay hain

pappu: neend puri karte hain

girl : woh kia hai jo larki pehli daffa karwate huye pain ki wajah se roti hai?

pappu : kaan main ched

MORAL : aap bhi apni zehniat pappu ki tarhan saaf rakhain


App Mujhay
Aik jaga
Se bohat
Pyare
Lagtay hain.?


Malooum hai kahan Se ?




DOOR SE


TERi lita k lu?
Ya bitha k lu?
Andhere main lu ya bulb jala k lu?
ya tujhe karun khara ?
ya teri jhuka k lu?

Ab tu hi bata k main teri


PHoto

kaise lon?


chooss chooss chooss mazay lay kar chooss bari bari ik ik kar kay chooss donoo ko ik saath chooss masal masal kay choos kyon kay kahin Aamon (Mango) ka season katham na ho jay.


Hello hello mera lelo


kya?


Salam.

bolo bolo apni kholo.

kya?


ZUban

DEkho apni khol k dekho

kya ?


AAnkhien

Kitna bara hai mera

kya?



DIL


Girl: What do you like in me?
Boy: Those who white big balls having white dots in it.
Girl: Whattt???
Boy: Yes i like your eyes. Its really beautiful..


Dil karta hai k,ek din tumhayapnay ghar lay jahoon,
jab mera ghar koi na hoo.tumhay apnaa room main lay jaa
ker apna bed per betha do,darwazaband kar k.
sari windows bhi band kar do,
parday girrakar lights off kar do aur
tumharay kareeb aakar tumharay saath beth jahoon,
apnaa haath tumhari taraf brhaa kartumhay dikhaon hoon k...........


Chachi: Hum chaat ki dukaan kholenge!!
Bhatija: Thik Hai.
Chachi: Hum 10/- plate chaat bechenge.
Bhatija: Main dukaan pe board laga dunga k "10/- me chachi ki chaat lo".


Pehlay gallay lagao

phir kiss karo

phir bistar pe litaao

phir neechay haath laga ke check karo




agar bachay ne susu ki hai to nappy badal do

How to improve your English skills

How To Learn English!
Here are some tips which may help you to master the English Language! Speak without Fear
The biggest problem most people face in learning a new language is their own fear. They worry that they won’t say things correctly or that they will look stupid so they don’t talk at all. Don’t do this. The fastest way to learn anything is to do it – again and again until you get it right. Like anything, learning English requires practice. Don’t let a little fear stop you from getting what you want.

Use all of your Resources
Even if you study English at a language school it doesn’t mean you can’t learn outside of class. Using as many different sources, methods and tools as possible, will allow you to learn faster. There are many different ways you can improve your English, so don’t limit yourself to only one or two. The internet is a fantastic resource for virtually anything, but for the language learner it's perfect. Surround Yourself with English

The absolute best way to learn English is to surround yourself with it. Take notes in English, put English books around your room, listen to English language radio broadcasts, watch English news, movies and television. Speak English with your friends whenever you can. The more English material that you have around you, the faster you will learn and the more likely it is that you will begin “thinking in English.” . Listen to Native Speakers as Much as Possible
There are some good English teachers that have had to learn English as a second language before they could teach it. However, there are several reasons why many of the best schools prefer to hire native English speakers. One of the reasons is that native speakers have a natural flow to their speech that students of English should try to imitate. The closer ESL / EFL students can get to this rhythm or flow, the more convincing and comfortable they will become.

Watch English Films and Television
This is not only a fun way to learn but it is also very effective. By watching English films (especially those with English subtitles) you can expand your vocabulary and hear the flow of speech from the actors. If you listen to the news you can also hear different accents.

Listen to English Music
Music can be a very effective method of learning English. In fact, it is often used as a way of improving comprehension. The best way to learn though, is to get the lyrics (words) to the songs you are listening to and try to read them as the artist sings. There are several good internet sites where one can find the words for most songs. This way you can practice your listening and reading at the same time. And if you like to sing, fine.
Study As Often As Possible! Only by studying things like grammar and vocabulary and doing exercises, can you really improve your knowledge of any language.

Do Exercises and Take Tests
Many people think that exercises and tests aren't much fun. However, by completing exercises and taking tests you can really improve your English. One of the best reasons for doing lots of exercises and tests is that they give you a benchmark to compare your future results with. Often, it is by comparing your score on a test you took yesterday with one you took a month or six months ago that you realize just how much you have learned. If you never test yourself, you will never know how much you are progressing. Start now by doing some of the many exercises and tests on this site, and return in a few days to see what you've learned. Keep doing this and you really will make some progress with English.

Record Yourself
Nobody likes to hear their own voice on tape but like tests, it is good to compare your tapes from time to time. You may be so impressed with the progress you are making that you may not mind the sound of your voice as much. Listen to English By this, we mean, speak on the phone or listen to radio broadcasts, audiobooks or CDs in English. This is different than watching the television or films because you can’t see the person that is speaking to you. Many learners of English say that speaking on the phone is one of the most difficult things that they do and the only way to improve is to practice.

How to improve your English skills
My most important piece of advice is: "Do something (anything). If you don't do anything, you won't get anywhere. Make it your hobby, not a chore, but above all have fun!"
Don't be in too much of a hurry. You're setting off on a long journey and there'll be delays and frustrations along the way. Sometimes you'll be in the fast lane and other times you'll be stuck in traffic, but there will also be lots of interesting things and interesting people along the way. Take your time to really enjoy the experience.

There are many ways to improve your level of English, but only you can find the right way for you. Here are a few tips that might help:-

Improve your Learning Skills
Learning is a skill and it can be improved.
Your path to learning effectively is through knowing
yourself
your capacity to learn
processes you have successfully used in the past
your interest, and knowledge of what you wish to learn

Motivate yourself
If you are not motivated to learn English you will become frustrated and give up. Ask yourself the following questions, and be honest:-
Why do you need to learn/improve English?
Where will you need to use English?
What skills do you need to learn/improve? (Reading/Writing/Listening/Speaking)
How soon do you need to see results?
How much time can you afford to devote to learning English.
How much money can you afford to devote to learning English.
Set yourself achievable goals
You know how much time you can dedicate to learning English, but a short time each day will produce better, longer-term results than a full day on the weekend and then nothing for two weeks.

Joining a short intensive course could produce better results than joining a course that takes place once a week for six months.
Here are some goals you could set yourself:-
Join an English course (and attend regularly).
Do your homework.
Read a book a month.
Learn a new word every day.
Visit an English speaking forum every day.
Read a news article on the net every day.
Do 10 minutes listening practice every day.
Watch an English film at least once a month.
A good way to meet your goals is to establish a system of rewards and punishments.
Decide on a reward you will give yourself for fulfilling your goals for a month.
A bottle of your favorite drink
A meal out / or a nice meal at home
A new outfit
A manicure or massage

Hotel Hotelicopter

Stay At the Hotelicopter: The World's First Flying Hotel

Since 2004, the company behind the Hotelicopter has been working to modify a Soviet-made Mil V-12 into two world firsts: the "world's biggest helicopter" and the "world's first flying hotel.

As you might have guessed, the experience on board the Hotelicopter is far from your standard Motel 6. This gigantic flying Titanic machine features everything you would expect from a 5-star hotel—from private entertainment systems and room service to extras like spa treatments, yoga classes, gaming and a tea garden.

If you were wondering just how big and powerful this flying hotel really is, check out the specs:

* Dimensions Length: 42 m (137 ft)
* Height: 14m (45 ft)
* Maximum Takeoff Weight: 105850 kg (232,870 lb)
* Maximum speed: 255 km/h (137 kt) (158 miles/h)
* Cruising speed: 237 km/h (127 kt) (147 miles/h)
* Original Mi Range: 515 km (320 mi)
* Our augmented Mi Range - 1,030 km (640 mi)

Wedding And Marriage SMS

Wedding And Marriage SMS

Man: Is there any way for long life?
Dr: Get married.
Man: Will it help?
Dr: No, but the thought of long life will never come.

Wife: Darling today is our anniversary, what should we do?
Husband: Let us stand in silence for 2 minutes.

It’s funny when people discuss Love Marriage vs Arranged.
It’s like asking someone, if suicide is better or being murdered.

It is difficult to understand GOD. He makes such beautiful things as women and then he turns them into Wives!

A man, who surrenders when he’s wrong, is Honest. A man who surrenders when not sure, is Wise. A man who surrenders even if he’s right, is a Husband.

If u r married please ignore this msg, for everyone else: Happy Independence Day

Before marriage, a man will lie awake all night thinking about something you say. After marriage, he’ll fall asleep before you finish.

There’s a way of transferring funds that is even faster than electronic banking. It’s called marriage

Different Phases of a man:
After engagement: Superman
After Marriage: Gentleman
After 10 years: Watchman
After 20 years: Doberman

There is only one perfect child in the world and every mother has it.
There is only one perfect wife in the world and every neighbor has it

Prospective husband: Do you have a book called ‘Man, The Master of Women’?
Salesgirl: The fiction department is on the other side, sir.

Microsoft Office to be Free Soon

Microsoft Office to be Free Soon

Microsoft is also going to be ‘Ad-Supported’ like google!

Microsoft will release free Office 14 in 2010. As exchange, the free version will be ad-supported. According to the news here,
http://bionicoder.wordpress.com/2009/03/22/ad-supported-microsoft-office-may-be-available/

This was announced by Microsoft at the Morgan Stanley Technology conference on March 3rd.

Many people may not like this but it is a good news for people who don’t want to pay or can’t afford it. Off course, its heaps better than the competitor Open Office. A free version will also be a step towards a piracy free PC.

Working in a Software Company

Working in a Software Company

There is life outside projects….your life and your family. Love your work but not your project or the company. Many developers after a certain amount of time become possessive about the project and the company. Do a professional job but don’t end up marrying the project or the company. Try to come on time and go on time. So that you do not get saturated and work on the project for a longer time and effectively. Don’t become a zombie - nobody said on his death bed that he would have liked to spend more time in the office.

Try to freeze your requirements before the start of the project. In practical scenarios it is very difficult to control the end customer. But if you can at least control the changes that will make the project more comfortable. (But if you can at least control the changes it will help you manage the project comfortably).
The best way to control changes is by taking official sign offs from the end Customer. As the saying goes, building quality software and skating on ice are both easy to do provided requirements are frozen.

Do not try to be a hero in the project. Because heroes also have to go through all the hardships. So believe in distributing the load equally which is not only good for the project but also for you in the long run. Do not try to be an octopus - unfortunately you were born with only two hands.

Every project has parasite developers. In short every project has developers who constantly take help from others thus bringing down their productivity. Yes it is possible that they are your friends, but think for a moment - what’s smarter, giving a person one fish everyday from your catch or teaching him how to fish. Step in to help others when they are stuck but you should know when to step out as well. There’s a thin line between helping somebody cross a tough hurdle and
carrying him on your shoulders - always be aware of this.

If you are a developer avoid doing their work from start to finish. Yes, give them hints but do not do complete coding for them.If you are a project manager you should analyze such kind of developers and take effective action at the very beginning which may even mean removing the resource from the project. Remember, your team is only as strong as its weakest link.

Do not make projects your learning ground. Customer’s pay heavily for making software so do not make it a learning ground. In many projects developers try to implement new technologies in mid of the project just by hearing jargons.

Test, Test and Test. That’s the key to success for any software project.

Do not hide your defects. Developers are the best guys who know where the code will crash. Do not hide it, analyze and fix it. Do not cheat and leave the same till it goes to the end client. Avoid ego issues during the project. Many times in a project developers and managers get stuck up with ego issues. Sometimes stepping back makes the project move further Tackle bigger problems of the project first. The best way to complete any project is to start those screens which are used by the customer more often. For instance every project has non-frequent masters code them later and start the transaction screens first. Many time developers end up doing nitty gritty work and forget the bigger part of the project.

Do not talk about stars. Every project starts with talking about stars but later ends up somewhere else. Developers talk about concepts of OOP, full database normalization, design patterns etc etc. These fundamentals are important but it should end up with only jargons. Some times practical deadlines make it impossible to implement these features. Keep yourself flexible and compromise with quality when you have deadlines…..believe me it’s not a sin if a customer is giving you unreasonable deadlines.

Maintaining a right project hierarchy is very important i.e. the A model. In a model you have one senior person at the top, project manager, team leader, senior developers and then juniors. The right proportion of people from each grade is important. On any level if you have too much concentration you will have ego issue and promotion issues. Do not treat your project people as a resource. Project managers have this jargon of thinking of every one as a resource. That’s bookish thinking; any one working in a project is finally a human being with emotions. The moment you consider them as a resource they will also consider you as a resource. Moreover the word resource reminds you of water resources, mineral resources, oil & natural gas resources, etc which become empty some day - you get the point. In your own interests wipe off the word from your vocabulary.

Make yourself visible. If you think you have done something good show it, advertise it, make it visible. It will help you during your assessment.
Avoid getting into project politics. Peace of mind is the most important thing. Getting into egos and politics will only complicate things.

If you are working in a maintenance project upgrade yourself time to time. Change is the only constant in life - this is painfully true in the software industry more than anywhere else.

In case you are maintaining some other developers’ code do not criticize the code. Who knows in what circumstances the project was made .If you are a project manager in the project do not make it a compulsory rule that you will never touch coding. Remember juniors respect their seniors only if they sit with them for development and understand their difficulties. This is a time tested rule - people only respect leaders who lead from the front rather than issue orders from the rear - don’t be a preacher, let your actions do the talking.

If any resource is working on a project for more than a year his performance comes down. Prepare a proper KT plan and bring in new resources and roll the old resources off for some better prospects. Avoid unnecessary meetings.

Tax Time For International Student

Tax Time For International Student.

Its that time of year again, when international students across the whole of the USA need to start thinking about completing and submitting their tax returns to the US government. It is a requirement that all students in the USA on a student visa submit and complete a tax return for the last year - even if you were not working or did not receive any income during the last 12 months.

All international students are required to complete the form 8843, and depending on whether you received any income during the last 12 months or if you have any taxes withheld by your employer (if you were working), you may have to complete additional forms.

The InternationalStudent.com Tax Return center provides you with the guidance to find out what forms you need to complete, and then the online system will step you through the process to get those forms completed. Once done, you will be able to print off all your forms and send them in for processing - and with prices starting at just $9.99 per filing it will not break the bank to get your tax return done.

To learn more about this, please visit the International Student Tax Return Center today.

Credit Cards

Credit Cards

It is estimated that currently there are 25 million credit cards in India 40% of which are actively used. It is further estimated that consumers in India spend an average of around Rs 4000 per month on their credit cards. But nowadays India also is in the grip of financial crisis and overall default rates of the credit cards have risen by almost 2% in the past year to 10 -12% of the turn over.



The SBI creditcards, the nation's second largest card issuer is likely to report a loss for the consecutive year as defaults on credit cards payments have mounted. The SBI Cards, which is owned by the State Bank of India and the US- based GE Money in the 60:40 ratio, reported a loss of Rs 600 million on total income of 4400 million in the six months ended September 30,2008.The card issuer had suffered a loss of Rs 1500 million in 2007-2008 against a net profit of Rs 600 million in 2006-2007.



A senior official of the SBI CreditCards, who did not want to be identified, said, "We have consciously slowed down sourcing customers by more than 50 percent from a peak of one hundred thousand cards a month last year to 20,000 to 30,000 a month now to ensure a good portfolio. It's a difficult market." He said credit checks have increased while the minimum salary criterion for issue of cards has been revised to Rs 200,000 to Rs 240,000 per year from last year's Rs 144,000.

An official of the Credit Cards section of the ICICI Bank said, " In 2007-2008 the credit cards business grew by 20 to 25 per cent. We had done 1.5 million cards in 2007 -2008 which has been reduced by 60 percent in the first 10 months of 2008-2009. The credit losses have increased by more than 1percentage point of the spread between lending rates and cost.

Because of increase in the default rate of credit card payments, many banks are invading the savings accounts of customers not paying their bills. Several banks that issue credit cards have agreements with customers giving them the right to tap into their savings accounts with them to set off overdue credit card debt. But the right was seldom exercised in the past, with banks preferring to negotiate with customers and giving them extra time to pay.

In the new scenario it is necessary for everybody to be extra careful about repayment of loans particularly the credit card loans. Some precautions are necessary in this regard

1. If you have no intention of revolving on your card then ensure that you pay the entire amount outstanding on your card well before the due date so that the credit in your account happens in time.
2. Of all your debts, always repay your card outstanding first as it is the most costly form of debt.
3. If you have outstanding on multiple cards, repay the one with the maximum interest first.
4. Explore if you can repay your card debts by taking an alternative form of finance such as a secured or unsecured personal loan.
5. You can also ease out the repayment of your credit card debt by converting the dues on your credit card into equated monthly installments (EMIs), if your bank has this facility and you are eligible for it.
6. Ensure that you build a good track record of timely repayments so that you have a good credit rating with credit bureaus.
7. Make your financial health assessment at regular intervals, at least once a year.
8. The credit card is a convenience tool primarily and a debt management tool for emergencies. So use it only for emergencies.
9. Do not revolve credit on your credit card for long periods, as this is likely to invite financial crisis.
10. If you face difficulties with your card repayments, check with your bank for alternative ways of managing your debt.